The Multiple Estimates Myth

Why You Don’t Actually Need Three Roofing Bids

Watch: Do You Really Need 3 Estimates for a Roof Claim?

Your Insurance Company Might Ask for Three Estimates—But You Don’t Have To

If you’ve called your agent after a storm, you may have heard this line:
“Make sure to get three estimates before moving forward.”

But here’s the truth:

• You’re not required to get multiple bids.
  
• You have the right to choose the contractor you trust.

Why Insurance Companies Ask for Multiple Estimates

In this video, we break down the real reason agents often suggest this:

🛡️ It’s a fraud prevention step—meant to protect the insurer
📋 It’s not a legal or policy requirement
🏚️ It often delays getting your damage assessed and repaired

If you already have a trusted roofer, you don’t need to shop around to satisfy your insurance company.

How to Handle the Estimate Request

• Politely explain you’ve selected a licensed, reputable contractor
  
• Let your roofer meet the adjuster and provide the scope of work
  
• Focus on getting accurate damage documentation—not three random price tags

What matters most is that your roofer:
✔ Is experienced with storm claims
✔ Uses correct materials for warranty compliance
✔ Is someone you feel comfortable working with

Trust Mr. GoodRoof With Your Claim Process

• We meet with your adjuster
  
• We provide full documentation
  
• We help you navigate the claim—honestly and efficiently
  
• No pressure, no games—just clear communication