If your roof has been damaged by a storm or is showing signs of serious wear, your next steps matter—especially when insurance is involved. One of the most common questions we hear from homeowners is:

“Should I call my insurance company or a roofer first?”

If you’re searching for answers—and a reliable solution for roof replacement in Nashville—you’re in the right place. Here’s what you need to know to protect your home, your claim, and your peace of mind.

The Right First Call: Why You Should Contact a Roofer Before Insurance

It may seem logical to call your insurance company first, but doing so without a professional roofing assessment could cost you in the long run. Here’s why calling a trusted roofer—like Mr. GoodRoof—should always be your first step after roof damage:

1. We Provide an Accurate Damage Assessment

Insurance adjusters aren’t roofing experts. If you file a claim without a professional inspection, you risk the adjuster overlooking hidden or long-term damage. Our team provides a detailed inspection report that helps support your claim with credible, construction-based evidence.

2. We Help You Navigate the Insurance Process

We work with homeowners across Middle Tennessee every day to guide them through the insurance claim process. From documentation to damage photos to submitting estimates, we help make sure nothing is missed and your claim is as strong as possible.

3. We Prevent Unnecessary Claims

Not all roof damage warrants a full replacement—or even a claim. Filing an unnecessary claim can raise your premiums or impact future coverage. We’ll assess whether the damage is severe enough to involve your insurer or if a minor repair will suffice.

What Happens If You Call Insurance First?

Calling your insurance company first isn’t necessarily wrong—but it can leave you at a disadvantage. Without a roofer’s assessment:

• You may underestimate the full extent of the damage

• The adjuster may miss key issues that develop into larger problems later

• You could end up with a lower payout than you’re entitled to

That’s why savvy homeowners contact Mr. GoodRoof first for expert guidance on their roof replacement in Nashville—before making a claim.

How the Process Works with Mr. GoodRoof

When you call us first, here’s what you can expect:

Step 1: Free Roof Inspection

We’ll thoroughly assess your roof for storm damage, aging, or other signs of failure—and document everything with photos and notes.

Step 2: Insurance Guidance & Estimate

If a replacement is needed, we’ll provide a detailed written estimate and walk you through next steps with your insurance company. We can even meet with your adjuster onsite to make sure they see what we see.

Step 3: Roof Replacement

Once your claim is approved, our licensed, experienced crews handle your roof replacement with precision and care. We use top-quality materials and back our work with industry-leading warranties.

Local Expertise You Can Trust

If you’re dealing with storm damage or suspect your roof needs attention, don’t leave it to chance—or the insurance company alone.

Mr. GoodRoof has been replacing roofs across Nashville for more than 25 years. We know how to work with insurance carriers, navigate local building codes, and deliver long-lasting results. We specialize in:

• Storm damage roof replacement

• Insurance claim support

• Shingle, metal, and designer roofing systems

• Full-service roof replacement in Nashville and surrounding areas

Don’t Wait—Start With a Free Inspection

Roof damage is stressful—but it doesn’t have to be confusing. Before you make an insurance claim, make the smart first call.

👉 Contact Mr. GoodRoof today to schedule your free roof inspection and get expert support with your insurance claim.

Your path to a successful roof replacement in Nashville starts here.